Processing Paymenex™ involves the sequential transaction flow toward crediting and debiting any Paymenex™ card or D-Voucher.

The following parties communicate and exchange transaction data to enable decision making, for more details see "How it Works".

Cardholder
Anybody with a valid Paymenex™ card, Paymenex™ D-Voucher or any Paymenex™ powered product registered to their personal information.

Merchant
Organisation with valid merchant account issued by a Paymenex™ member in contract to accept Paymenex™.
 
Acquirer or Processor
They accept to process the Paymenex™ transactions on behalf of the merchant.

Card issuer
The Paymenex™ member that issues Paymenex™ card or D-Voucher.